When The Conversation Goes South
Despite our best-laid plans and most honourable intentions, conversations about money can go south quickly! There’s never going to be a perfect time to talk about money dreads or financial dreams, but preparing our partner or family for the chat, and finding a space where we won’t be interrupted is always helpful. It’s also helpful to think about what you want to say, but …
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How To Talk About Money
“I love talking about money with my family!” said no one ever. Most of us will agree that there is more to life than money, but regardless, it’s very important for most of us — especially when we feel like we do not have enough. Money can become a consuming focus that leaves us feeling powerless and sometimes even worthless. Talking about money is a helpful way to regain …
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Here’s Why Premiums Will Be Going Up
The last thing any of us want right now is to know that the cost of our short-term insurance will be going up. Perhaps we can add to the old axiom that says nothing in life is certain except for death, taxes… and premium increases. But, due to environmental and infrastructure challenges, we expect to see an increase in insurance prices. In a recent article on Business Tech…
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Going For A Drive Over The Border
Travelling offers us amazing opportunities: for the business professional, it can help us launch our business to new levels; for those travelling for pleasure, it can be that break from life that recharges our batteries and energises our souls. But if things don’t go according to plan, it can mean the opposite. Many of our clients enjoy overland touring and often leave the…
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Does CBI Still Cover You
Insurance has always been a tricky game. It involves a highly intuitive system of risk analysis that the insurance providers are continually evolving as the world around us poses new and different challenges. Historically, the change in risk has been slower than we are witnessing today. For example, as our CEO, Richard Hood, has said, the COVID-19 pandemic and the ever-…
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The Surge That Surprises Many
When it comes to our financial and risk planning, we often look at the common causes of disruption to our lives and business. One that has taken many by surprise has been the impact of power surges after load shedding (and all that gets disrupted during load shedding, too!). Whilst many of our clients have put contingency plans in place to try and mitigate the losses of …
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Our New Partnership With My Brand Group
OLEA South Africa, previously Apio Group is pleased to let you know that we have partnered with My Brand Group. They assist your Insurer to find a suitable or similar replacement vehicle for you without having to refinance the vehicle or initiate the procurement process for a new vehicle. Nobody climbs behind the wheel of their new car and thinks, “Here’s to many accident-…
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Environmental Impairment Insurance Q And A
Due to an overall increase in Environmental incidents being reported on, and not only the hazardous goods carriers losing their loads, but also the unsuspecting business owners who recently had to deal with liability claims following the 2021 Durban-riots’ aftermath, Sharné Liebenberg, Head of Logistics and Transportation at OLEA South Africa, took the opportunity to do a …
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Tax Season Is Here!
As an individual or business owner, you have submitted your tax return correctly and timeously. All you can do now is wait for the refund that you have anticipated. A SARS audit should be the least of your worries. Any taxpayer can be selected by SARS and you should know what to expect if you or your business is referred for an audit. The audit can take anything from 30 …
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Renew Your Driver And Car Licence Online!
To reduce the need to line at driving license testing centres, the Department of Transportation is moving into the digital age. Instead of queuing at driving license testing centres, South African motorists can now apply for or book motor vehicle and driving licenses online (DLTCs). The department of transport has released a suite of online services on the RTMC’s web …
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