You’ve taken out your insurance policy with your broker, with the understanding that you will be placed in the same financial position as you were before loss or damage happens To ensure that your experience is stress-free, Michelle Beeton, Key Account Manager at Apio Group shares...

Caron Whitfield, head of marketing and distribution at the Apio Group answers the question of whether the personal insurance policy covers the policyholder if their dog bites somebody. Your dog biting someone can have serious emotional and legal repercussions and we are often asked if a...

By Somthemba Makinana, Apio Group There is a misconception that has driven the younger generation to perceive insurance as a luxury purchase. The common idea is that “if it’s not cheap, then I’d rather not have it”. False.  You need insurance more than you think when you...