Apio director Richard Hood speaks about the risks of political instability during the upcoming election season, and how to mitigate against those risks with the right planning and cover. Every year, famed international insurer Lloyds of London publishes a list of the key risks in territories...

We all know the phrase “insurance is a grudge purchase”, but when it comes to your commercial business you need to consider the rewards that come with a properly thought out risk programme that supports your basic insurance covers. So, when do you retain risk and...

There are many rewards to owning your own business, but with reward, comes risk. In order to protect your business it is important to identify the risks that you may face, and working with an experienced broker to identify these risks, is the way to go. Here...

You are travel ready! You have your GPS prepped and ready, you know the route you are taking and the attractions you want to see, don’t forget to prepare your vehicle to be travel ready as well. Here are a few key items on your car...

By the Apio Sales Team It is much more exciting to plan your holiday than it is to plan the travel insurance that must go with it. You should, however, consider what would happen if you need to cancel your trip, or if you get sick or...

By the Apio Sales Team Household insurance covers the contents of your home. Often we say that if you had to turn your house upside down, everything that falls out will be covered under this section. Cover under this section can also include: Fine arts and...

By Caron Whitfield, Apio Group Insurance is a grudge purchase, but with the right broker, it can be the best investment you could ever make to minimise the disruption that a loss can cause. Understanding the cover options available and making sure that you select the product...