By Somthemba Makinana, Apio Group There is a misconception that has driven the younger generation to perceive insurance as a luxury purchase. The common idea is that “if it’s not cheap, then I’d rather not have it”. False.  You need insurance more than you think when you...

You've heard it all before where a fake vehicle is advertised online at a price that will attract you as the buyer. When you respond you receive more photographs of the car, an explanation of why the vehicle is at a reduced price and an...

The joys of a rainy and beautiful summer often come with the irritation of finding an infestation of pests (like termites or ants) inside your home, which can sometimes be more than just an inconvenience to remove but can become costly if they cause damage...

Moving in together? When you decide to take the big step and leave home, remember that you will also need to consider taking out your own insurance. When you become financially independent most insurers will no longer provide cover for your assets on your parent’s policy. That’s...

By Caron Whitfield, Head of Marketing and Distribution at Apio Group We have all seen the flyers that get put in our post boxes or stuck on the garden gate, advertising tree felling services. Some of us have even tried to cut down an overgrown tree...

By Somthemba Makinana, Specialist Guarantees & Credit The best position that anyone wants to be in is a convenient one. We live in a digital and very technologically advanced world because of the strife of reaching maximum convenience for people. No one wants to lift a finger...

Before working with an insurance broker, many clients want to know why they should and what the benefits are. #TeamApio lists these points to help you make a decision. A broker provides you with proper and relevant advice, this makes the claims process simple and...

Risk management is perceived by most people as simply buying insurance. As a result, many companies take out insurance assuming they will be protected from all the risks that they face. As Covid-19 has demonstrated, this approach is a rapidly eroding model that doesn’t take...

Very few people read their policy wording document, which then results in having to face unforeseen challenges. It is when there is a need to claim that missed or misunderstood clauses result in a possible rejected claim. #TeamApio breaks down some instances that could result...