The joys of a rainy and beautiful summer often come with the irritation of finding an infestation of pests (like termites or ants) inside your home, which can sometimes be more than just an inconvenience to remove but can become costly if they cause damage...

Moving in together? When you decide to take the big step and leave home, remember that you will also need to consider taking out your own insurance. When you become financially independent most insurers will no longer provide cover for your assets on your parent’s policy. That’s...

By Derek Strydom, Director at Apio When you own your own home, it is important to attend to any routine maintenance issues that, if left unattended, may result in loss or damage to your property. When it comes to insurance cover, any loss or damage that can...

Are you keeping you to date with your home maintenance? If not, you could have a nasty surprise on the next claim against your home insurance. That is not all, you need to keep up to date with your policy conditions and that the renewal...

Very few people read their policy wording document, which then results in having to face unforeseen challenges. It is when there is a need to claim that missed or misunderstood clauses result in a possible rejected claim. #TeamApio breaks down some instances that could result...

Eskom occasionally implements power cuts across the country as a strategy to ease pressure on the supply of electricity. As the country is plunged into darkness, individuals and companies become anxious about the disruptions and the consequent loss or damage to property that may occur. Apio's...

The lockdown due to COVID-19 has negatively impacted most sectors of the economy leading to an increase in unemployment, yet the cost of living keeps going up. As a result, there has been a significant increase in the crime rate. Our claims team has recorded...

Many of us are financially impacted by the lockdown and are looking at ways to reduce monthly expenditure before things return to some normality. Your personal insurance premium is one area, where cost savings can be achieved which we identify in this article. Homeowners (building) insurance...

Load shedding is once again an unwelcome reality for South African homeowners. Apio’s Caron Whitfield explains what this means for your home insurance. Load shedding brings with it not only the frustrations of hours without electricity, but the possibility of failing security systems and opportunistic...