Opinion by Herman Kellerman, Apio Group I regularly come across clients who ask their “friends” of the family and acquaintances to quote them on their insurance policies. I always wonder if the client has ever really considered the impact if they chose the wrong broker? So, the...

By Somthemba Makinana, Specialist Guarantees & Credit The best position that anyone wants to be in is a convenient one. We live in a digital and very technologically advanced world because of the strife of reaching maximum convenience for people. No one wants to lift a finger...

Before working with an insurance broker, many clients want to know why they should and what the benefits are. #TeamApio lists these points to help you make a decision. A broker provides you with proper and relevant advice, this makes the claims process simple and...

By Mike Wood, director Apio Wealth As few as 29% of financial services professionals have a succession plan in place or are ready for a planned or unplanned succession. “Cutting a cheque” for a retiring financial service professional is a common practice that many larger financial services...