Due to the direct and indirect implications that the COVID-19 virus could have on businesses in South Africa, we would like to draw attention to all Credit Insurance Policy Holders. ADVERSE INFORMATION You must notify The Insurer (or Apio) without undue delay of the occurrence of...

Although the Corona Virus has been well publicised since the beginning of the year, the real effects to the economy and business have only become apparent since Presidents Ramaphosa’s speech on Sunday evening declaring a National State of Disaster.  South Africa has seen an unprecedented...

Our cellphones and other portable electronic devices have become an integral and often indispensable part of our daily lives. From Facebook to Whatsapp; checking emails, online banking and even looking up the address of our next meeting, our devices know things that make us vulnerable...

Earning an extra or unexpected financial reward such as December bonus can be a good opportunity to get your finances in order. Whether its servicing debt, investing for future goals or getting ahead on your financial responsibilities can be achieved by spending the money wisely....

The Apio Group are proud to announce their partnership with new independent majority black owned insurance advisory business, Gedarisk, whose vision it is to enhance the transformational efforts of the South African insurance industry. “With the business landscape evolving in South Africa, Gedarisk is poised to...

We recently received a very distressed late-night call from a client who reported that her house was on fire. Luckily, she had managed to get out with the family and their pets. She sent a video clip from her phone and explained how quickly it...

Somthemba Makinana, Guarantees and Credit specialist at Apio, looks at bank guarantees versus insurance guarantees in the current climate. Industries, especially construction, mining, fuel, logistics and renewable energy, functioned differently when it came to risk when we had not only a stable economy but also a...

There are many reasons to have a professional, such as your advisor, help you draft your Will. Brandon Benatar put the top 5 reasons together for you. [caption id="attachment_1015" align="alignnone" width="600"] Work with the Apio wealth team to draft your will.[/caption] There is nowhere is South...

September is Wills Month which provides a reminder that it is important to have a will. Brandon Benetar from Apio Wealth put together the 5 top things to consider when drafting your Will. 1. Assets It is important to consider all your assets as well as the...

September is Wills Month which provides a reminder that it is important to have a will. Brandon Benatar from Apio Wealth put together these four reasons you need a will. A Will gives you a say even after your death as to how your estate...