There are many rewards to owning your own business, but with reward, comes risk. In order to protect your business it is important to identify the risks that you may face, and working with an experienced broker to identify these risks, is the way to go. Here...

As we get edge closer to the end of the tax year, many of us start thinking of ways in which to reduce our tax liability. Some ideas to help us achieve this are to maximize contributions to retirement funds (RA’s) and top up annual...

You are travel ready! You have your GPS prepped and ready, you know the route you are taking and the attractions you want to see, don’t forget to prepare your vehicle to be travel ready as well. Here are a few key items on your car...

Your bags are packed and you’re ready to go. But are you? You do not only need your bags, a full tank of petrol and your camera, you also need these items on your pre-holiday checklist: Pre-holiday checklist Check that your insurance covers across border travel. If...

Mike Wood, director at Apio Wealth recently participated in a discussion on Business Day TV's New Retirement Thinking. Nearly half of SA’s workforce has no retirement plan, but how will this impact individuals and government resources in the coming years? Sohini Castille, Head of Consultants at...

As the holiday season gets closer, we look at the sobering question of driving under the influence of alcohol and drugs. Driving under the influence is illegal therefore if found guilty you can serve up to 6 years in jail, incur fines of up to...

By the Apio Sales Team It is much more exciting to plan your holiday than it is to plan the travel insurance that must go with it. You should, however, consider what would happen if you need to cancel your trip, or if you get sick or...

By the Apio Sales Team Household insurance covers the contents of your home. Often we say that if you had to turn your house upside down, everything that falls out will be covered under this section. Cover under this section can also include: Fine arts and...

By Mike Wood, director at Apio Group Rand hedge shares and offshore investments are popular among South Africans concerned about the direction in which the currency has been heading. But, should investors be overly concerned about the currency when allocating assets? There’s a simple saying when it comes...

By Mike Wood, director Apio Wealth As few as 29% of financial services professionals have a succession plan in place or are ready for a planned or unplanned succession. “Cutting a cheque” for a retiring financial service professional is a common practice that many larger financial services...