Finding the right Wealth Manager is crucial to your success. The decisions they make with you will have a major impact on your current and future financial position. Therefore, it is extremely important to ask and evaluate your Wealth Manager with the following questions: What are...

At Apio, people are our most important asset! We are fortunate to have a unique mix of highly experienced and skilled, insurance professionals working in our business. Many of our team have years of experience working in the corporate insurance and risk consultancy environment. Others...

We all know the phrase “insurance is a grudge purchase”, but when it comes to your commercial business you need to consider the rewards that come with a properly thought out risk programme that supports your basic insurance covers. So, when do you retain risk and...

There are many rewards to owning your own business, but with reward, comes risk. In order to protect your business it is important to identify the risks that you may face, and working with an experienced broker to identify these risks, is the way to go. Here...

As we get edge closer to the end of the tax year, many of us start thinking of ways in which to reduce our tax liability. Some ideas to help us achieve this are to maximize contributions to retirement funds (RA’s) and top up annual...

You are travel ready! You have your GPS prepped and ready, you know the route you are taking and the attractions you want to see, don’t forget to prepare your vehicle to be travel ready as well. Here are a few key items on your car...

Your bags are packed and you’re ready to go. But are you? You do not only need your bags, a full tank of petrol and your camera, you also need these items on your pre-holiday checklist: Pre-holiday checklist Check that your insurance covers across border travel. If...

Mike Wood, director at Apio Wealth recently participated in a discussion on Business Day TV's New Retirement Thinking. Nearly half of SA’s workforce has no retirement plan, but how will this impact individuals and government resources in the coming years? Sohini Castille, Head of Consultants at...

As the holiday season gets closer, we look at the sobering question of driving under the influence of alcohol and drugs. Driving under the influence is illegal therefore if found guilty you can serve up to 6 years in jail, incur fines of up to...

By the Apio Sales Team It is much more exciting to plan your holiday than it is to plan the travel insurance that must go with it. You should, however, consider what would happen if you need to cancel your trip, or if you get sick or...