By Mike Wood, director at Apio Group Rand hedge shares and offshore investments are popular among South Africans concerned about the direction in which the currency has been heading. But, should investors be overly concerned about the currency when allocating assets? There’s a simple saying when it comes...

By Mike Wood, director Apio Wealth As few as 29% of financial services professionals have a succession plan in place or are ready for a planned or unplanned succession. “Cutting a cheque” for a retiring financial service professional is a common practice that many larger financial services...

By Caron Whitfield, Apio Group Insurance is a grudge purchase, but with the right broker, it can be the best investment you could ever make to minimise the disruption that a loss can cause. Understanding the cover options available and making sure that you select the product...