Apio service provider, Global Choices, has announced that they have been invited by their Mental Wellness Partner, The Talking Point, to take part in their “PAYING IT FORWARD” support service initiative.  This service will be, with immediate effect, available to Apio, our clients, our employees...

We sat down with the Apio wealth team to find out about unit trusts as an investment. Are unit trusts a good investment? In the investment space it is unlikely to find one solution that fulfills the needs and goals of all investors. With that in mind...

Through this notice we want to assure all our investors that Apio will continue to adopt best practice measures to control the spread of the Covid-19 virus in our business. An internal Covid-19 committee has been established to ensure that Apio, its employees and other...

Due to the direct and indirect implications that the COVID-19 virus could have on businesses in South Africa, we would like to draw attention to all Credit Insurance Policy Holders. ADVERSE INFORMATION You must notify The Insurer (or Apio) without undue delay of the occurrence of...

Although the Corona Virus has been well publicised since the beginning of the year, the real effects to the economy and business have only become apparent since Presidents Ramaphosa’s speech on Sunday evening declaring a National State of Disaster.  South Africa has seen an unprecedented...

Our cellphones and other portable electronic devices have become an integral and often indispensable part of our daily lives. From Facebook to Whatsapp; checking emails, online banking and even looking up the address of our next meeting, our devices know things that make us vulnerable...

Earning an extra or unexpected financial reward such as December bonus can be a good opportunity to get your finances in order. Whether its servicing debt, investing for future goals or getting ahead on your financial responsibilities can be achieved by spending the money wisely....

The Apio Group are proud to announce their partnership with new independent majority black owned insurance advisory business, Gedarisk, whose vision it is to enhance the transformational efforts of the South African insurance industry. “With the business landscape evolving in South Africa, Gedarisk is poised to...

We recently received a very distressed late-night call from a client who reported that her house was on fire. Luckily, she had managed to get out with the family and their pets. She sent a video clip from her phone and explained how quickly it...

Somthemba Makinana, Guarantees and Credit specialist at Apio, looks at bank guarantees versus insurance guarantees in the current climate. Industries, especially construction, mining, fuel, logistics and renewable energy, functioned differently when it came to risk when we had not only a stable economy but also a...