First published by Momentum Driver’s licence We do not reject claims where a driver’s licence has lapsed but can be renewed without a mandatory driving test. A South African driver’s licence card is the only valid proof that you have a driver’s licence. An expired licence card does not...

The economic downturn and resultant unemployment have resulted in increased crime. Scamsters have become more cunning and creative with a sudden increasing trend towards theft by “false pretence”. Fueling this is the emerging crimes such as cyber-crime and data theft which make the public even...

As we all know, crime in South Africa has been increasing at a rapid rate and this is why it's critical for one to have all their belongings insured. You might think that certain things are more important than others until its gone and you...

Liability Insurance Overview Litigation is a fact of life in South African business. The tough management decisions critical to success in a competitive business environment also carry the risk of unlimited financial liability for both the company and its directors and officers. Companies active in mergers, acquisitions...

Eskom occasionally implements power cuts across the country as a strategy to ease pressure on the supply of electricity. As the country is plunged into darkness, individuals and companies become anxious about the disruptions and the consequent loss or damage to property that may occur. Apio's...

Ensuring that you are appropriately covered by your insurance and finding ways to save costs are both critical. The team at Apio put together a few pointers to help you save on your insurance premiums. Make sure that you chat with your consultant before making...

Discovery Insure created a special dashboard to provide insight into how Discovery Insure responded during alert levels 5 and 4 of the national lockdown to help clients face financial changes the pandemic caused. We share this dashboard with you here. ...

With the evolution of digital technologies, insurance brokers are finding new ways to optimise processes, reduce costs and most importantly connect with their customers without detracting from their role of providing risk and insurance related solutions. Face-to-face interaction has been the de-facto way for insurance brokers...

Asset Property owned by one’s estate. It may include items such as your properties and contents, cars, shares, investments, retirement benefits, etc. Beneficiaries The listed individuals and/or institutions that shall inherit your estate in the event of your death Bequest An act of giving personal property or...

The lockdown due to COVID-19 has negatively impacted most sectors of the economy leading to an increase in unemployment, yet the cost of living keeps going up. As a result, there has been a significant increase in the crime rate. Our claims team has recorded...