With the introduction of high definition, digital cameras and lenses as well as the ability to filter just about anything on our smartphones, everyone can be a good photographer! But when your passion for photography leads to an additional income stream, or if you choose to...

There are many legal liability risks facing a business, one of these is navigating the minefield of renting property as a business owner.  A typical business policy provides Public Liability insurance, which includes Tenants Liability; specifically designed for businesses that rent commercial property. This provides coverage...

Caron Whitfield, head of marketing and distribution at the Apio Group answers the question of whether the personal insurance policy covers the policyholder if their dog bites somebody. Your dog biting someone can have serious emotional and legal repercussions and we are often asked if a...

Richard Hood, Co-Founder & Director at The Apio Group looks at how the company has pivoted and grown in the new world since March 2020 with the arrival of the coronavirus and lockdown. COVID-19 has turned the insurance world upside down placing an industry that largely...

Sharné Liebenberg has joined the Apio Group to create a trucking insurance division and help drive growth within the company. Independent boutique financial services business, the Apio Group is expanding its insurance offering with the development of a trucking insurance division to be led by Sharné...

By Somthemba Makinana, Apio Group There is a misconception that has driven the younger generation to perceive insurance as a luxury purchase. The common idea is that “if it’s not cheap, then I’d rather not have it”. False.  You need insurance more than you think when you...

It is important to know exactly what you are covered for and so we are reposting information that was put out by Sasria in 2020. What is Sasria? Sasria is a Short-Term Insurance Company that provides coverage for damage to property caused by special risks such as politically...

Assess your risk for POPIA Just because the business is small does not mean that it is low risk from a POPIA perspective. Some products or services are inherently invasive (e.g. lead generation, profiling and unsolicited direct marketing). They are high risk because their clients will...

#TeamApio recently attended an online presentation by the renowned social media lawyer Emma Sadlier at the Digital Law Company https://www.thedigitallawco.com/. Here is what we learned. When sharing information you need to understand that if you wouldn't put it on a billboard, you shouldn't put it on...