Twenty-twenty is the beginning of a new decade, a new beginning for some and the close of a chapter for others. If you were born between 1991 and 1999, you would have lived in three decades, over two different centuries and two millennia’s and you are...

Article courtesy of by Webber Wentzel Government has announced the implementation of a risk-adjusted strategy in easing the nationwide lockdown.   This strategy entails the use of a system of alert levels applicable nationally and provincially. The alert levels are as follows: Nationally, on 1 May 2020, South...

Like the rest of South Africa the Apio team has been working from home and after initial challenges the team has settled into the new normal. The general consensus of COVID-19 is that whilst they don't believe the reported numbers are accurate, South Africa went...

Your company and employees’ health is important Work from Home: Data and Systems Risk During a national lockdown we cannot lose sight of staff health and safety. Most businesses have implemented a work from home policy in case of such an event and should note that their...

Currency fluctuation has affected both business and domestic insurance values. Businesses that have plant or machinery, imported spares, electronic or diagnostic equipment and computer equipment to name but a few will be affected.  Diagnostic equipment used by the medical profession will be impacted by the fluctuation...

The President announced a number of funding interventions which we are listing for you in case you missed it. Support the vulnerable - a solidarity fund has been created by Government that businesses can contribute to, to combat the spread of the virus and support...

With businesses under pressure in these lockdown times, the challenge is to find new and innovative ways to improve liquidity and cash flow. Landlords are facing a potential rental disaster with tenants unable to make their monthly rentals while also facing the potential of shutting...

Many of us are financially impacted by the lockdown and are looking at ways to reduce monthly expenditure before things return to some normality. Your personal insurance premium is one area, where cost savings can be achieved which we identify in this article. Homeowners (building) insurance...

There has been a flood of news articles, speculation and predictions around COVID-19 with the world going into lockdown and social distancing. Speculation about global depression and world trade slumps are rife but what is the immediate impact of the restrictions to the insured in...

Apio service provider, Global Choices, has announced that they have been invited by their Mental Wellness Partner, The Talking Point, to take part in their “PAYING IT FORWARD” support service initiative.  This service will be, with immediate effect, available to Apio, our clients, our employees...