The Apio Group are proud to announce their partnership with new independent majority black owned insurance advisory business, Gedarisk, whose vision it is to enhance the transformational efforts of the South African insurance industry. “With the business landscape evolving in South Africa, Gedarisk is poised to...

We recently received a very distressed late-night call from a client who reported that her house was on fire. Luckily, she had managed to get out with the family and their pets. She sent a video clip from her phone and explained how quickly it...

Somthemba Makinana, Guarantees and Credit specialist at Apio, looks at bank guarantees versus insurance guarantees in the current climate. Industries, especially construction, mining, fuel, logistics and renewable energy, functioned differently when it came to risk when we had not only a stable economy but also a...

There are many reasons to have a professional, such as your advisor, help you draft your Will. Brandon Benatar put the top 5 reasons together for you. [caption id="attachment_1015" align="alignnone" width="600"] Work with the Apio wealth team to draft your will.[/caption] There is nowhere is South...

September is Wills Month which provides a reminder that it is important to have a will. Brandon Benetar from Apio Wealth put together the 5 top things to consider when drafting your Will. 1. Assets It is important to consider all your assets as well as the...

September is Wills Month which provides a reminder that it is important to have a will. Brandon Benatar from Apio Wealth put together these four reasons you need a will. A Will gives you a say even after your death as to how your estate...

Most employers like to think of their employees as inherently trustworthy, but employee fraud and dishonesty can have devastating results for a company. Make sure you have the appropriate cover to mitigate your risk, advises Apio director Devon Bishop. In South Africa the risk of commercial...

Saving for your children’s tertiary education – start your education fund yesterday by Mike Wood wealth director at Apio. “The best time to plant a tree was 20 years ago. The second-best time is now” – Chinese Proverb I’ve had to give this a lot of thought in...

Personal Accident Cover provides assistance for accidents and incidents involving employees that fall outside of your Compensation for Occupational Injuries and Diseases (COID) cover. A recent SHA (Specialist underwriters) report stated that only 55% of businesses have income protection insurance in place for their employees. With many...

Mike Wood, director at Apio put these 6 pieces of advice together for young people preparing to enter the workplace. Budget – and then stick to it! Being disciplined in this regard is one of the best ways you can save money and ensure that...