Eskom occasionally implements power cuts across the country as a strategy to ease pressure on the supply of electricity. As the country is plunged into darkness, individuals and companies become anxious about the disruptions and the consequent loss or damage to property that may occur. Apio's...

Ensuring that you are appropriately covered by your insurance and finding ways to save costs are both critical. The team at Apio put together a few pointers to help you save on your insurance premiums. Make sure that you chat with your consultant before making...

Asset Property owned by one’s estate. It may include items such as your properties and contents, cars, shares, investments, retirement benefits, etc. Beneficiaries The listed individuals and/or institutions that shall inherit your estate in the event of your death Bequest An act of giving personal property or...

The lockdown due to COVID-19 has negatively impacted most sectors of the economy leading to an increase in unemployment, yet the cost of living keeps going up. As a result, there has been a significant increase in the crime rate. Our claims team has recorded...

You’ve taken the step to invest in property but are not sure what to do with it. PrivateProperty.co.za gives some guidelines to help you decide whether to let it furnished or unfurnished. Click here to read it. Caron Whitfield, head of Marketing and Distribution at the...

Article courtesy of by Webber Wentzel Government has announced the implementation of a risk-adjusted strategy in easing the nationwide lockdown.   This strategy entails the use of a system of alert levels applicable nationally and provincially. The alert levels are as follows: Nationally, on 1 May 2020, South...

Currency fluctuation has affected both business and domestic insurance values. Businesses that have plant or machinery, imported spares, electronic or diagnostic equipment and computer equipment to name but a few will be affected.  Diagnostic equipment used by the medical profession will be impacted by the fluctuation...

The President announced a number of funding interventions which we are listing for you in case you missed it. Support the vulnerable - a solidarity fund has been created by Government that businesses can contribute to, to combat the spread of the virus and support...

With businesses under pressure in these lockdown times, the challenge is to find new and innovative ways to improve liquidity and cash flow. Landlords are facing a potential rental disaster with tenants unable to make their monthly rentals while also facing the potential of shutting...

Many of us are financially impacted by the lockdown and are looking at ways to reduce monthly expenditure before things return to some normality. Your personal insurance premium is one area, where cost savings can be achieved which we identify in this article. Homeowners (building) insurance...