Article courtesy of by Webber Wentzel Government has announced the implementation of a risk-adjusted strategy in easing the nationwide lockdown.   This strategy entails the use of a system of alert levels applicable nationally and provincially. The alert levels are as follows: Nationally, on 1 May 2020, South...

Currency fluctuation has affected both business and domestic insurance values. Businesses that have plant or machinery, imported spares, electronic or diagnostic equipment and computer equipment to name but a few will be affected.  Diagnostic equipment used by the medical profession will be impacted by the fluctuation...

The President announced a number of funding interventions which we are listing for you in case you missed it. Support the vulnerable - a solidarity fund has been created by Government that businesses can contribute to, to combat the spread of the virus and support...

With businesses under pressure in these lockdown times, the challenge is to find new and innovative ways to improve liquidity and cash flow. Landlords are facing a potential rental disaster with tenants unable to make their monthly rentals while also facing the potential of shutting...

Many of us are financially impacted by the lockdown and are looking at ways to reduce monthly expenditure before things return to some normality. Your personal insurance premium is one area, where cost savings can be achieved which we identify in this article. Homeowners (building) insurance...

There are many reasons to have a professional, such as your advisor, help you draft your Will. Brandon Benatar put the top 5 reasons together for you. [caption id="attachment_1015" align="alignnone" width="600"] Work with the Apio wealth team to draft your will.[/caption] There is nowhere is South...

Saving for your children’s tertiary education – start your education fund yesterday by Mike Wood wealth director at Apio. “The best time to plant a tree was 20 years ago. The second-best time is now” – Chinese Proverb I’ve had to give this a lot of thought in...

There’s nothing more frustrating than dutifully paying insurance premiums for years on end, only to have your claim rejected when you need it most. Apio’s Caron Whitfield advises some simple steps to make sure this doesn’t happen to you. Pay your premiums The first step is also...

Not everyone has the desire or the means to collect art, antiques and collectibles, but for those who do, insuring these sometimes almost priceless objects can be a headache. Apio’s Kevin Blackmore gives some guidance on where to start. When you’re a collector, whether it’s art,...

Load shedding is once again an unwelcome reality for South African homeowners. Apio’s Caron Whitfield explains what this means for your home insurance. Load shedding brings with it not only the frustrations of hours without electricity, but the possibility of failing security systems and opportunistic...