With the introduction of high definition, digital cameras and lenses as well as the ability to filter just about anything on our smartphones, everyone can be a good photographer! But when your passion for photography leads to an additional income stream, or if you choose to...

Caron Whitfield, head of marketing and distribution at the Apio Group answers the question of whether the personal insurance policy covers the policyholder if their dog bites somebody. Your dog biting someone can have serious emotional and legal repercussions and we are often asked if a...

By Somthemba Makinana, Apio Group There is a misconception that has driven the younger generation to perceive insurance as a luxury purchase. The common idea is that “if it’s not cheap, then I’d rather not have it”. False.  You need insurance more than you think when you...

Insurance ensures that you and your family will have financial security should anything unforeseen happen to your goods or property. Reducing or cutting insurance costs often results in a cover or amended terms resulting in unanticipated risks and costs should anything happen to you or...

Not sure what to do if you have an accident. #TeamApio put this do's and don'ts list together for you. You Must: Immediately stop your vehicle; Ascertain the nature and extent of any injuries and if able to do so render all possible assistance within your...

Eskom occasionally implements power cuts across the country as a strategy to ease pressure on the supply of electricity. As the country is plunged into darkness, individuals and companies become anxious about the disruptions and the consequent loss or damage to property that may occur. Apio's...