Before working with an insurance broker, many clients want to know why they should and what the benefits are. #TeamApio lists these points to help you make a decision. A broker provides you with proper and relevant advice, this makes the claims process simple and...

Risk management is perceived by most people as simply buying insurance. As a result, many companies take out insurance assuming they will be protected from all the risks that they face. As Covid-19 has demonstrated, this approach is a rapidly eroding model that doesn’t take...

Are you keeping you to date with your home maintenance? If not, you could have a nasty surprise on the next claim against your home insurance. That is not all, you need to keep up to date with your policy conditions and that the renewal...

Very few people read their policy wording document, which then results in having to face unforeseen challenges. It is when there is a need to claim that missed or misunderstood clauses result in a possible rejected claim. #TeamApio breaks down some instances that could result...

As we all know, crime in South Africa has been increasing at a rapid rate and this is why it's critical for one to have all their belongings insured. You might think that certain things are more important than others until its gone and you...

Liability Insurance Overview Litigation is a fact of life in South African business. The tough management decisions critical to success in a competitive business environment also carry the risk of unlimited financial liability for both the company and its directors and officers. Companies active in mergers, acquisitions...

Ensuring that you are appropriately covered by your insurance and finding ways to save costs are both critical. The team at Apio put together a few pointers to help you save on your insurance premiums. Make sure that you chat with your consultant before making...

The lockdown due to COVID-19 has negatively impacted most sectors of the economy leading to an increase in unemployment, yet the cost of living keeps going up. As a result, there has been a significant increase in the crime rate. Our claims team has recorded...

You’ve taken the step to invest in property but are not sure what to do with it. PrivateProperty.co.za gives some guidelines to help you decide whether to let it furnished or unfurnished. Click here to read it. Caron Whitfield, head of Marketing and Distribution at the...

Currency fluctuation has affected both business and domestic insurance values. Businesses that have plant or machinery, imported spares, electronic or diagnostic equipment and computer equipment to name but a few will be affected.  Diagnostic equipment used by the medical profession will be impacted by the fluctuation...