With the introduction of high definition, digital cameras and lenses as well as the ability to filter just about anything on our smartphones, everyone can be a good photographer! But when your passion for photography leads to an additional income stream, or if you choose to...

Caron Whitfield, head of marketing and distribution at the Apio Group answers the question of whether the personal insurance policy covers the policyholder if their dog bites somebody. Your dog biting someone can have serious emotional and legal repercussions and we are often asked if a...

It is important to know exactly what you are covered for and so we are reposting information that was put out by Sasria in 2020. What is Sasria? Sasria is a Short-Term Insurance Company that provides coverage for damage to property caused by special risks such as politically...

#TeamApio recently attended an online presentation by the renowned social media lawyer Emma Sadlier at the Digital Law Company https://www.thedigitallawco.com/. Here is what we learned. When sharing information you need to understand that if you wouldn't put it on a billboard, you shouldn't put it on...

Insurance ensures that you and your family will have financial security should anything unforeseen happen to your goods or property. Reducing or cutting insurance costs often results in a cover or amended terms resulting in unanticipated risks and costs should anything happen to you or...

Opinion by Herman Kellerman, Apio Group I regularly come across clients who ask their “friends” of the family and acquaintances to quote them on their insurance policies. I always wonder if the client has ever really considered the impact if they chose the wrong broker? So, the...

The joys of a rainy and beautiful summer often come with the irritation of finding an infestation of pests (like termites or ants) inside your home, which can sometimes be more than just an inconvenience to remove but can become costly if they cause damage...

By Caron Whitfield, Head of Marketing and Distribution at Apio Group We have all seen the flyers that get put in our post boxes or stuck on the garden gate, advertising tree felling services. Some of us have even tried to cut down an overgrown tree...

Not sure what to do if you have an accident. #TeamApio put this do's and don'ts list together for you. You Must: Immediately stop your vehicle; Ascertain the nature and extent of any injuries and if able to do so render all possible assistance within your...