Opinion by Herman Kellerman, Apio Group I regularly come across clients who ask their “friends” of the family and acquaintances to quote them on their insurance policies. I always wonder if the client has ever really considered the impact if they chose the wrong broker? So, the...

There are many rewards to owning your own business, but with reward, comes risk. In order to protect your business it is important to identify the risks that you may face, and working with an experienced broker to identify these risks, is the way to go. Here...

By Mike Wood, director Apio Wealth As few as 29% of financial services professionals have a succession plan in place or are ready for a planned or unplanned succession. “Cutting a cheque” for a retiring financial service professional is a common practice that many larger financial services...