Insurance ensures that you and your family will have financial security should anything unforeseen happen to your goods or property. Reducing or cutting insurance costs often results in a cover or amended terms resulting in unanticipated risks and costs should anything happen to you or...

You've heard it all before where a fake vehicle is advertised online at a price that will attract you as the buyer. When you respond you receive more photographs of the car, an explanation of why the vehicle is at a reduced price and an...

Opinion by Herman Kellerman, Apio Group I regularly come across clients who ask their “friends” of the family and acquaintances to quote them on their insurance policies. I always wonder if the client has ever really considered the impact if they chose the wrong broker? So, the...

The joys of a rainy and beautiful summer often come with the irritation of finding an infestation of pests (like termites or ants) inside your home, which can sometimes be more than just an inconvenience to remove but can become costly if they cause damage...

Moving in together? When you decide to take the big step and leave home, remember that you will also need to consider taking out your own insurance. When you become financially independent most insurers will no longer provide cover for your assets on your parent’s policy. That’s...

As an Apio client, you get emergency roadside and accident assistance 24/7 every day of the year. Step One Step one is to programme this number on your phone– 0861 444 896. We suggest including your policy number so that when you need to make use of...

By Derek Strydom, Director at Apio When you own your own home, it is important to attend to any routine maintenance issues that, if left unattended, may result in loss or damage to your property. When it comes to insurance cover, any loss or damage that can...

By iTOO Don’t disclose personal information such as passwords and PINs when asked to do so by anyone via telephone, fax or even email. When destroying personal information, either shred or burn it. Don’t carry unnecessary personal information in your wallet or purse. Store personal...

By Harry Kellerman and Richard Hood Commercial Business Insurance products are evolving, with specialist products which used to be underwritten on a stand-alone basis such as Cyber Liability, Directors and Officers, Contractors All Works, Machinery Breakdown now being included in general Business insurance offerings, as an...