Due to an overall increase in Environmental incidents being reported on, and not only the hazardous goods carriers losing their loads, but also the unsuspecting business owners who recently had to deal with liability claims following the 2021 Durban-riots’ aftermath, Sharné Liebenberg, Head of Logistics...

As an individual or business owner, you have submitted your tax return correctly and timeously. All you can do now is wait for the refund that you have anticipated. A SARS audit should be the least of your worries. Any taxpayer can be selected by SARS...

To reduce the need to line at driving license testing centers, the Department of Transportation is moving into the digital age. Instead of queuing at driving license testing centers, South African motorists can now apply for or book motor vehicle and driving licenses online (DLTCs). The department...

You’ve taken out your insurance policy with your broker, with the understanding that you will be placed in the same financial position as you were before loss or damage happens To ensure that your experience is stress-free, Michelle Beeton, Key Account Manager at Apio Group shares...

OLEA Insurance Solutions, a pan-African specialist in insurance markets, is accelerating its expansion on the African continent by setting up in South Africa. Recently the company announced its acquisition of a majority stake in the APIO Group, a boutique financial services business based in Johannesburg...

With the introduction of high definition, digital cameras and lenses as well as the ability to filter just about anything on our smartphones, everyone can be a good photographer! But when your passion for photography leads to an additional income stream, or if you choose to...

There are many legal liability risks facing a business, one of these is navigating the minefield of renting property as a business owner.  A typical business policy provides Public Liability insurance, which includes Tenants Liability; specifically designed for businesses that rent commercial property. This provides coverage...

Caron Whitfield, head of marketing and distribution at the Apio Group answers the question of whether the personal insurance policy covers the policyholder if their dog bites somebody. Your dog biting someone can have serious emotional and legal repercussions and we are often asked if a...

Richard Hood, Co-Founder & Director at The Apio Group looks at how the company has pivoted and grown in the new world since March 2020 with the arrival of the coronavirus and lockdown. COVID-19 has turned the insurance world upside down placing an industry that largely...