Within our group there are three operating entities, each with its own team of industry specialists:

  • Apio Risk Services
    Business and Personal Insurance solutions
  • Apio Risk Solutions
    Specialist Credit Insurance & Guarantees
  • Apio Wealth
    Financial Advisory and Wealth Management

Our leadership team all come from executive management positions at some of South Africa’s largest financial service providers and bring with them a wealth of industry experience. In drawing from this collective knowledge, we provide innovative solutions to a diverse range of clients, whether it be individuals or large corporates.

Our business is about people, and we believe in the power of connecting with people, by matching our clients to the right insurance providers and financial products. We do this to understand on a personal level every client’s unique, risk-related needs and offer them a tailored solution.

We believe in making a difference to the lives of people, which is why we are proud of our long-standing relationships with many of our clients and partners. It is testament to our unwavering commitment to an open, honest and a practical approach to all that we do.