Once the app is downloaded, Click on Register Account and you will be prompted to provide 4 pieces of information:
Members have access to the following services in the event of a roadside emergency (limited up to R500 per incident):
Tow-in service to the nearest approved dealership (if under warranty), repair centre or panel beater in the event of:
Where the vehicle needs to be towed to a repairer, we will arrange for the occupants of the vehicle (up to a maximum of two persons) to be transported to a nominated destination where the breakdown has occurred within a 100 km radius of your normal place of residence.
Where the breakdown has occurred outside a radius of 100 km from your normal place of residence, resulting in an overnight delay, we will arrange hotel accommodation for the occupants of the vehicle (up to a maximum of four people). Cover up to R500.
If the circumstances of the problem entitles you to the hotel accommodation benefit but you would prefer to continue with your journey immediately, we will arrange for a rental car to enable you to reach your destination, subject to your qualifying for a rental vehicle in terms of the car rental companies general terms and conditions. The costs incurred will be confined to rental charges; delivery and collection of the hire vehicle, and the car must be surrendered on arrival at your destination. Cover up to R500 and subject to availability.
In the event of a member’s vehicle being left for repairs, we will pay up to R500 for 24-hour, Group-B car rental or a flight ticket to collect the vehicle after repairs. Alternatively, should the vehicle have been towed to a dealership closer to the member’s place of residence, we will supplement the additional tow costs with the costs of car rental.
Overall limit of R5 000 per annum per policy.
*Please note: This cover excludes all vehicles over 3 500kg. A member will not be entitled to service where the vehicle is not in a roadworthy condition. Any costs incurred through arrangements made by the member without prior authorisation shall not be reimbursed. Assistance is only available in South Africa, Lesotho and Swaziland.
Fixtures, Fittings and Services
In the event of a home emergency, we will arrange for an appropriate repairer (electrician, plumber, locksmith and glazier) to address the problem at one nominated address (call-out fee and the first hour of labour is covered, thereafter normal rates apply). Please note that all parts and materials used are excluded and will be for the member’s account.
Maintenance-related issues are not covered.
A home emergency is defined as an event that is potentially life-threatening or could possibly cause structural or further damage to your property.
Overall limit of 3 incidents or up to R2 000 per annum per policy.
Emergency Services Notification and Call out
We will, at your request, relay notification of emergencies to the police, traffic, fire brigade, ambulance, security or any other emergency service provider.
Type of Emergency
What is covered
What is not covered
|Distribution boards, circuits, main cables causing power failure||Electrical gates and doors|
|Earth-leakage relays causing power failure||Jacuzzi, swimming pool and borehole pumps|
|Geyser connections, thermostats and elements||Air conditioners and commercial refrigeration|
|Multiple plug points causing power failures||Repairs not complying with regulated specifications such as SABS and others|
|Lighting strikes on wiring causing power failures||All electrical motors (electric gate motors etc)|
|Multiple burnt connections on wiring or plug points causing power failure||White Appliances (Stove, Refrigerator, Dishwasher etc)|
|General House Wiring|
|Connections to all electrical motors causing power failure|
|Municipal connections inside the property causing power failure|
|Burst water connections and pipes that are causing further structural damage||Concealed pipes are not covered. Specialists are not covered e.g Leak Detectors|
|Earth-leakage, overflowing blocked drains (internal & external) that can cause further structural damage, delays causing power failure||Specialists are not covered e.g Drain specialist like Roto-Rooter & Drain Surgeon|
|Geyser Problems (No hot water, water pressure, overflowing geyser)||Repairs not complying with regulated specifications such as SABS and others. Replacement of a burst geyser|
|Jacuzzis, swimming pools and boreholes|
|Leaking tap that runs into a basin or shower|
|If keys are broken off or lost for a main entrance or exit of the house||Outbuildings and garages|
|If a child is locked inside the house or any room within the house||Padlocks|
|Any glass that has been damaged or broken and is causing a security risk to your premises||Mirrors or any specialised glass|
|PS. Any other cases we will be able to assist the client but they will be liable for ALL the costs|
In a panic situation, you never want to be alone! Intelligent Panic provides you and your loved ones with 24 hour access to your own experienced crisis manager – who will help you through your emergency.
You never have to remember an emergency number again!
Intelligent Panic is a breakthrough in emergency support – you will never have to remember another emergency number again. Intelligent Panic has access to every emergency service you may need, as well as access to your own security company, medical information and other useful contacts.
You will never be alone in an emergency!
The Intelligent Panic service provides you with your very own crisis manager. When you are in an emergency – WE take charge! Your crisis manager will call you back on your cell phone and help you through your crisis – whatever that may be.
Do you need emergency medical advice over the phone, do you need to find a doctor or an ambulance fast, have you been involved in an accident – or are you lost and feeling vulnerable? Intelligent Panic is there for you.
Access every emergency support service out there from one button on your cell phone.
To have access to Intelligent Panic, you need to register and then choose one number on your cell phone that acts as your panic button. In an emergency, just press that one number – and we take charge of the rest. Your crisis manager will call you back and access the most appropriate support that you need. Your crisis manager will be in telephone contact until your crisis situation is resolved.
This product is designed to encourage you to drive responsibly. Statistics show car incidents as a result of drinking and driving account for a large percentage of accidents on our roads, especially at night.
Benefits are as follows:
What are the terms and conditions?
Contact Discovery Insure on 0860 751 751 or Discovery 911 on 0860 999 911 for emergency assistance within the borders of the Republic of South Africa or +27 11 529 0056 when you are outside of the borders of the Republic of South Africa. The following emergency benefits are provided to you at no cost.
We offer you emergency roadside assistance in the event of a mechanical or electrical breakdown, flat tyre, flat battery or any other roadside related emergency of the comprehensively insured vehicle, including:
Direction Assist gives you accurate directions by telephone, fax or email when you travel within the borders of South Africa.
Trip Monitor includes a 24-hour helpline that keeps in regular contact with you, the driver, throughout your journey to ensure your safe arrival at your destination.
Home Assist provides you with the following benefits:
As a Discovery Insure client you have access to legal support. The legal support available is telephonic and online. For a comprehensive overview on the legal support benefit refer to www.discovery.co.za
KEY TERMS TO UNDERSTAND WHEN READING THIS SECTION
The terms “we / us / our” in this section refer to Alexander Forbes Assistance Services! The term “you” in this section refers to the person whose name and address are on the Policy Schedule, together with any family members who normally live with that person.
Motor Service! is available 24 hours a day, 365 days a year throughout the Republic of South Africa for all vehicles insured through Alexander Forbes Insurance Company Limited. During severe weather conditions, civil disturbance or national emergencies, we reserve the right to temporarily suspend service to clients who are in a place of safety.
The service providers of Motor Service! are all independent contractors. Although every effort is made to monitor and assess these service providers, the responsibility for loss, damage or unsatisfactory workmanship remains with the service provider. Alexander Forbes Assistance Services! will, however, make every effort to resolve any dispute that may arise, conditional upon the complaint being received in writing within 10 days of the incident.
Service will be provided to you in respect of vehicles insured through Alexander Forbes Insurance Company Limited. Prior to rendering any service, we will validate membership and in some cases we may request proof of identification. If we cannot verify that you are an active client you will be required to pay for the service, which will be charged at the prevailing rate. If we are able to validate the membership after the service has been rendered Alexander Forbes Assistance Services! will reimburse you subject to the benefit available.
Service will be provided for all of the following legally licensed vehicles insured through Alexander Forbes Insurance Company Limited:
Dual wheel campers, motor homes and pick-up trucks will not be provided tyre assistance, towing or extrication.
Where a trailer is attached to a vehicle where assistance has been requested, assistance will be provided unless the trailer was the cause of the breakdown.
No vehicle will be provided assistance where the breakdown was caused by any off-road recreational activity and where we cannot reach you by a normally travelled or established thoroughfare.
Assistance will only be provided where Alexander Forbes Assistance Services! was contacted in the first instance. Should you contact a service provider directly, we will not be liable for any costs incurred, or the payment thereof.
Where we have requested a service provider to assist you and you subsequently contact an independent service provider without our permission, you shall be liable for the costs of both service providers.
The service will include one call out per disablement and limits as detailed below, specific to each benefit. Charges for services that exceed these limits will be for your cost at the prevailing hourly or kilometre rate of the region where the service is rendered.
You or your driver shall be with the vehicle at the time of service and assistance. We will not be responsible for any damage or loss from unattended vehicles or previous damage. If your vehicle is still under warranty, we reserve the right to refer the assistance to the warranty provider. Where we have provided assistance for a vehicle under warranty you shall sign an indemnity absolving us from any warranty dispute.
Your Priceless Policy Wording
Flat tyre: If you are stranded due to a flat tyre, we will call out a service provider to fit your spare tyre. It remains your responsibility to ensure that your spare tyre is inflated and serviceable. We will not cover the cost of repair to either tyre or replacement thereof.
Flat battery: If the battery of your vehicle runs down and your vehicle won’t start, then we will call out a service provider to attempt to jumpstart your vehicle. We will not cover the costs of replacing the battery.
Electrical or mechanical problems: Where your vehicle has broken down as a result of mechanical or electrical problems whilst away from home and you are stranded on the side of the road, we will arrange to tow your vehicle to the nearest approved dealer or competent repairer at our cost. We will not cover the cost of any parts which may need to be purchased or replaced.
Towing: If you are stranded away from home and your vehicle is incapable of being driven, we will tow it to the nearest approved dealer or competent repairer and assist you, on request, with one of the following options:
Fuel: If you are stranded next to the road as a result of running out of fuel, then we will arrange and pay for up to 10 litres of fuel to be delivered to you, to a maximum benefit of 3 times per year. Specific brands of fuel cannot be guaranteed.
Locksmiths: If you are stranded as a result of your keys being locked inside your vehicle, we will appoint a service provider to assist you and we will cover the call out fee to a maximum of one hour’s labour. The cost of key replacements will not be covered by us. In the event of you being unable to retrieve your keys, we will arrange to tow your vehicle to the nearest approved dealer or competent repairer at our cost.
Theft or Hijacking: If you are stranded as a result of your vehicle being stolen or hi-jacked we will provide you with a rented vehicle for one day to return you back to your holiday or permanent residence to a maximum of R500 per incident, subject to submission of the police case number relevant to the event.
We will arrange a taxi to transport the occupants of the vehicle. The cost of the taxi shall be borne by you.
We will telephone all necessary relatives, employers or colleagues to inform them of the incident.
We will provide 24 hour travel and route assistance in all major metropolitan areas.